Northwest Florida


Off-Road Insurance

Blaze New Trails in Confidence

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Off Road Insurance

Buying an ATV means a lot more than just buying another vehicle. It’s your ticket to getting outdoors. It’s a chance to have fun with family and friends. It’s freedom to … explore.

Whether working around your property or having fun on the trail, it’s important to keep your ATV protected. And while adding your ATV to your homeowners policy might seem like a simple solution, it might also leave you with some gaps in your coverage.

That’s where a specialized ATV policy can help. Weather you have a quad ATV or four-wheeler (4x4) you can have a policy that offers peace of mind no matter where you are—at home, on the trail, or on the road.

Let Ellis Insurance Agency shop our carriers for your best coverage and at an affordable price.

Extra protection that suits your needs:

Choose Physical Damage coverage and get $3,000 of Accessory coverage included. That’s above and beyond what most of our competitors offer. So if any of your ATV’s accessories—from headlights and winches to bumpers and more—are damaged during your ride, we’ll replace it with brand new equipment, all with no deductible or value depreciation to your items.


Sf you want more complete protection away from your home, you can get Bodily Injury and Physical Damage limits up to $500,000.

Uninsured/Underinsured Motorist:

Be covered in case you’re injured by an uninsured or underinsured motorist, on or off the road. Choose up to a $500,000 limit. › Medical

Medical Payments.:

Get reimbursed for necessary medical care following an accident, regardless of who’s at fault. Choose up to a $25,000 limit.

Transport Trailer.:

Cover the trailer you use to haul your ride to your favorite trail. Choose up to a $10,000 limit.

Disappearing Deductibles.:

Reduce your original deductible by 25 percent for each claim-free policy period … and after four claim-free periods, your deductible is $0.l

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